Payments for Any Situation
Payment Options
Make payments to your BECU loan (including auto, boat, RV, sport vehicle, home improvement, and personal loans) using the options below. Note: At this time, you can only use a BECU deposit account to make home equity line of credit (HELOC) or line of credit payments.
Online Banking
Pay online from a BECU deposit account (checking or savings) or an external account (non-BECU). Learn more about online payments to a BECU loan.
Mobile App
Pay from a BECU deposit account using your mobile device. Learn more and download the BECU mobile app to get started.
Autopay
Set up automatically recurring payments from a BECU deposit account using one of the methods below:
- Complete and digitally submit the Manage Autopay from a BECU Account form.
- Print and complete the Manage Autopay from a BECU Account (PDF) form and return it to us.
In Person
Pay from a BECU deposit account at any BECU location.
By Phone
Call 800-233-2328 to pay from a BECU deposit account.
By Mail
Send a check to the address below:
BECU
PO Box 97050
Seattle, WA 98124-9750
Payment Processing Times
From a BECU Deposit Account
- Same Day: Payments received 12:01 a.m. to 6:59 p.m. Pacific Time will be posted to your BECU loan account the same day.
- Next Business Day: Payments received 7 p.m. to midnight Pacific Time will be posted to your BECU loan account the following business day.
From an External Account (Non-BECU)
- Same Day: Payments received between 12:01 a.m. to 3 p.m. Pacific Time will be posted to your BECU account the same day.
- Next Day: Payments received after 3 p.m. Pacific Time will be posted to your BECU account the following business day.
Payment Options
Online Banking
Pay online from a BECU deposit account (checking or savings) or an external account (non-BECU). Learn more about online payments to a BECU loan.
Mobile App
Pay from a BECU deposit account using your mobile device. Learn more and download the BECU mobile app to get started.
Autopay
Set up autopay from your selected BECU account or an account at your other bank.
- Complete and submit the Credit Card Automatic Payment digital form.
- Complete and return the Credit Card Automatic Payment (PDF) form.
In Person
Pay from a BECU deposit account at any BECU location.
By Phone
Call 800-233-2328 to pay from a BECU deposit account.
By Mail
Send a check to the address below:
BECU
PO Box 84707
Seattle, WA 98124-6007
Payment Processing Times
From a BECU Deposit Account
- Same Day: Payments received 12:01 a.m. to noon. Pacific Time will be posted to your BECU account the same day.
- Next Day: Payments received 12:01 p.m. to midnight Pacific Time will be posted to your BECU loan account the following business day.
Autopay
Payments will be posted on the credit card due date.
In Person or By Phone
- Same Day: Payments received between 7 a.m. to 1 p.m. Pacific Time will be posted to your BECU account the same day.
- Next Day: Payments received after 1 p.m. Pacific Time will be posted to your BECU account the following business day.
From an External Account (Non-BECU)
- Same Day: Payments received between 12:01 a.m. to 3 p.m. Pacific Time will be posted to your account the same day.
- Next Day: Payments received after 3 p.m. Pacific Time will be posted to your account the following business day.
It may take 3-5 days for your available credit to reflect your payment.
Payment Options
Online Banking
Pay from your BECU account of choice.
Autopay
Set up autopay from a BECU checking or savings account with the completion of the Mortgage Loan Automatic Payment Authorization form.
In Person
Pay in person at any BECU location.
By Phone
- To pay from a BECU account, call 800-233-2328
- To pay from an external account (non-BECU), call 877-747-2328
By Mail
Send a check to the address below:
BECU
PO Box 11733
Newark, NJ 07101-4733
Payment Processing Times
- Same Day: Payments received between 12:01 a.m. to noon Pacific Time will be recorded as of the date received but may take up to three business days to post to your account.
- Next Day: Payments received between 12:01 p.m. to midnight Pacific Time will be recorded as of the following business day but may take up to three business days to post to your account.
Bill Payment
You can use Bill Payment to pay bills outside and loan payments to other financial institutions. Learn about BECU Online Bill Pay.
Zelle®
You can use Zelle® to send money to friends, family and people you personally know and trust.1 Zelle® is available in the BECU mobile app and Online Banking. See the Zelle® Frequently Asked Questions for more information.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
1U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees.